Clarify your project before visiting
Decide on the type of property, the possible areas and the must-haves for your daily life. Separate your essential criteria from those where you can compromise.
A realistic timeline helps coordinate your search, financing, visits and eventual move.
Build a complete budget
The purchase price is only part of the budget. Also plan for transaction costs, inspections, insurance, taxes — including the property transfer tax, often called the “welcome tax” — and expenses after you take possession.
A calculator gives an estimated payment; a lender or mortgage professional can confirm your borrowing capacity and financing conditions.
Visit, check and compare
Use the same criteria to compare properties and note your questions after each visit. A visit does not replace a professional inspection.
Before making an offer, review the documents relevant to the property and get advice to understand the conditions and deadlines.
Move forward with the right resources
A buyer’s real estate broker assists you with your search, visits and the transaction according to your mandate and situation.
Every purchase is different. For a legal or financial decision, consult the relevant qualified professional.